The Most Charming Historic Districts in the US with Homes Under $100K

Charming historic districts are known to be some of the most beautiful neighborhoods in the United States. These areas typically preserve the original character and architectural detailing of homes and buildings that were constructed with painstaking craftsmanship using high-quality materials. These buildings allow us to have a connection to the past while living in the present.

These charming historic districts are also renowned for being some of the most expensive and many haven't been affordable for most Americans. Until now. We've compiled a list of 50 of the most charming historic neighborhoods in the country that have affordable homes; 22 of them are less than $100,000.

To determine the most charming historic districts in the U.S. with homes under $100k, Moms Who Think reviewed district listings from the National Register of Historic Places and five-year data on home value from the U.S. Census Bureau’s 2022 American Community Survey. Historic districts registered in the NRHP were ranked based on the ratio of average home value to average household income of owner-occupied housing units within their boundaries.

District-level average home values were aggregated from the census tract level using spatial boundary definitions from the NRHP and the U.S. Census Bureau. Data on median home age is also from the Census Bureau. Only historic districts with at least 100 housing units in the principal cities of metropolitan statistical areas were considered.

• Average home value: $274,725 (2.0 times income)
• Average household income: $139,399
• Median home age: 72 years

• Average home value: $188,621 (2.0 times income)
• Average household income: $96,097
• Median home age: 66 years

• Average home value: $87,457 (2.0 times income)
• Average household income: $44,591
• Median home age: N/A

• Average home value: $89,009 (1.9 times income)
• Average household income: $46,099
• Median home age: 68 years

• Average home value: $140,109 (1.9 times income)
• Average household income: $72,985
• Median home age: 66 years

• Average home value: $129,100 (1.9 times income)
• Average household income: $67,284
• Median home age: N/A

• Average home value: $254,604 (1.9 times income)
• Average household income: $133,211
• Median home age: N/A

• Average home value: $94,478 (1.9 times income)
• Average household income: $49,495
• Median home age: N/A

• Average home value: $142,243 (1.9 times income)
• Average household income: $75,263
• Median home age: N/A

• Average home value: $109,655 (1.9 times income)
• Average household income: $58,069
• Median home age: 70 years

• Average home value: $89,847 (1.9 times income)
• Average household income: $47,708
• Median home age: 70 years

• Average home value: $160,687 (1.9 times income)
• Average household income: $85,596
• Median home age: 79 years

• Average home value: $137,040 (1.9 times income)
• Average household income: $73,285
• Median home age: N/A

• Average home value: $115,610 (1.9 times income)
• Average household income: $62,177
• Median home age: 76 years

• Average home value: $111,997 (1.9 times income)
• Average household income: $60,408
• Median home age: 83 years

• Average home value: $176,976 (1.8 times income)
• Average household income: $95,811
• Median home age: 50 years

• Average home value: $192,830 (1.8 times income)
• Average household income: $104,422
• Median home age: 82 years

• Average home value: $104,118 (1.8 times income)
• Average household income: $56,532
• Median home age: N/A

• Average home value: $115,804 (1.8 times income)
• Average household income: $63,194
• Median home age: 75 years

• Average home value: $134,411 (1.8 times income)
• Average household income: $73,800
• Median home age: 80 years

• Average home value: $134,426 (1.8 times income)
• Average household income: $73,871
• Median home age: 52 years

• Average home value: $138,723 (1.8 times income)
• Average household income: $76,337
• Median home age: 76 years

• Average home value: $114,849 (1.8 times income)
• Average household income: $63,701
• Median home age: 77 years

• Average home value: $103,533 (1.8 times income)
• Average household income: $58,479
• Median home age: 81 years

• Average home value: $96,402 (1.8 times income)
• Average household income: $55,002
• Median home age: 76 years

• Average home value: $111,321 (1.7 times income)
• Average household income: $63,996
• Median home age: N/A

• Average home value: $76,009 (1.7 times income)
• Average household income: $43,730
• Median home age: N/A

• Average home value: $132,544 (1.7 times income)
• Average household income: $76,284
• Median home age: 68 years

• Average home value: $91,957 (1.7 times income)
• Average household income: $53,213
• Median home age: 73 years

• Average home value: $89,205 (1.7 times income)
• Average household income: $52,128
• Median home age: 78 years

• Average home value: $84,773 (1.7 times income)
• Average household income: $49,706
• Median home age: 73 years

• Average home value: $90,995 (1.7 times income)
• Average household income: $53,892
• Median home age: 84 years

• Average home value: $113,082 (1.7 times income)
• Average household income: $67,334
• Median home age: 70 years

• Average home value: $95,963 (1.7 times income)
• Average household income: $57,693
• Median home age: 81 years

• Average home value: $80,577 (1.6 times income)
• Average household income: $49,017
• Median home age: 75 years

• Average home value: $207,807 (1.6 times income)
• Average household income: $126,429
• Median home age: 65 years

• Average home value: $77,888 (1.6 times income)
• Average household income: $47,778
• Median home age: N/A

• Average home value: $93,532 (1.6 times income)
• Average household income: $57,881
• Median home age: N/A

• Average home value: $195,897 (1.6 times income)
• Average household income: $121,857
• Median home age: 80 years

• Average home value: $164,320 (1.6 times income)
• Average household income: $103,163
• Median home age: 68 years

• Average home value: $90,157 (1.5 times income)
• Average household income: $58,346
• Median home age: 69 years

• Average home value: $107,090 (1.5 times income)
• Average household income: $71,426
• Median home age: 76 years

• Average home value: $84,385 (1.5 times income)
• Average household income: $56,867
• Median home age: 70 years

• Average home value: $94,477 (1.5 times income)
• Average household income: $64,633
• Median home age: 74 years

• Average home value: $82,874 (1.4 times income)
• Average household income: $57,379
• Median home age: N/A

• Average home value: $96,748 (1.4 times income)
• Average household income: $67,438
• Median home age: N/A

• Average home value: $93,037 (1.4 times income)
• Average household income: $65,955
• Median home age: 75 years

• Average home value: $143,156 (1.4 times income)
• Average household income: $101,549
• Median home age: 77 years

• Average home value: $79,531 (1.2 times income)
• Average household income: $66,979
• Median home age: N/A

• Average home value: $88,688 (0.8 times income)
• Average household income: $115,549
• Median home age: 44 years