Discover Affordable Housing in This Quaint College Town for $88K

College is an exciting time in a young adult's life. Many are heading off on their own for the first time and there are many choices of where to go, from urban jungles with concrete campuses to sprawling rural sites. For those who opt for college towns, it's a place that many feel can't be beat. College towns are often more spirited than other campuses, springing to life with sporting events, restaurants, nightlife, and more.

College towns also maintain a strong sense of community, coupled with the vibrant youthful energy surrounding the area, that add to the overall appeal to living there. If this is something you enjoyed, and would like to recapture the vibe, you can discover affordable housing in these quaint college towns for under $88k.

To determine which quaint college towns offer most affordable housing, Moms Who Think reviewed five-year data on median household value and median household income from the U.S. Census Bureau’s 2022 American Community Survey.

Cities, towns, and Census-designated places were ranked based on the ratio of median home value to median household income. Only places with at least 10,000 residents where at least 15% of the population is enrolled in college or graduate school were considered.

50. Cape Girardeau, Missouri

Median home value: $177,500 (3.4 times income)
Median household income: $51,671
Total population: 39,795

49. Middletown, Connecticut

Median home value: $257,800 (3.4 times income)
Median household income: $75,120
Total population: 48,152

48. Waterville, Maine

Median home value: $154,400 (3.4 times income)
Median household income: $45,208
Total population: 15,785

47. Moorhead, Minnesota

Median home value: $234,300 (3.4 times income)
Median household income: $68,680
Total population: 44,443

46. Winona, Minnesota

Median home value: $176,600 (3.4 times income)
Median household income: $52,500
Total population: 26,083

45. Elizabethtown, Pennsylvania

Median home value: $220,100 (3.3 times income)
Median household income: $66,640
Total population: 11,805

44. Tahlequah, Oklahoma

Median home value: $163,300 (3.3 times income)
Median household income: $49,444
Total population: 16,389

43. Duluth, Minnesota

Median home value: $209,800 (3.3 times income)
Median household income: $63,545
Total population: 86,772

42. Maryville, Missouri

Median home value: $162,100 (3.3 times income)
Median household income: $49,144
Total population: 10,691

41. Stevens Point, Wisconsin

Median home value: $176,400 (3.3 times income)
Median household income: $53,611
Total population: 25,549

40. Champaign, Illinois

Median home value: $191,200 (3.3 times income)
Median household income: $58,273
Total population: 88,628

39. Glassboro, New Jersey

Median home value: $256,900 (3.3 times income)
Median household income: $78,518
Total population: 23,014

38. Kirksville, Missouri

Median home value: $133,100 (3.2 times income)
Median household income: $41,089
Total population: 17,533

37. St. Peter, Minnesota

Median home value: $217,400 (3.2 times income)
Median household income: $67,255
Total population: 12,039

36. Troy, New York

Median home value: $177,100 (3.2 times income)
Median household income: $54,837
Total population: 51,268

35. Keene, New Hampshire

Median home value: $221,400 (3.2 times income)
Median household income: $69,381
Total population: 22,907

34. Edwardsville, Illinois

Median home value: $277,000 (3.2 times income)
Median household income: $87,094
Total population: 26,622

33. Plattsburgh, New York

Median home value: $172,900 (3.1 times income)
Median household income: $55,049
Total population: 19,907

32. Kalamazoo, Michigan

Median home value: $152,700 (3.1 times income)
Median household income: $48,649
Total population: 73,342

31. Indiana, Pennsylvania

Median home value: $124,100 (3.1 times income)
Median household income: $40,013
Total population: 14,082

30. Lubbock, Texas

Median home value: $181,600 (3.1 times income)
Median household income: $58,734
Total population: 258,190

29. Berea, Kentucky

Median home value: $167,200 (3.1 times income)
Median household income: $54,481
Total population: 15,404

28. Bourbonnais, Illinois

Median home value: $238,000 (3.1 times income)
Median household income: $77,738
Total population: 18,125

27. Normal, Illinois

Median home value: $194,400 (3.0 times income)
Median household income: $63,965
Total population: 52,920

26. Macomb, Illinois

Median home value: $103,800 (3.0 times income)
Median household income: $35,064
Total population: 15,207

25. Meadville, Pennsylvania

Median home value: $136,200 (3.0 times income)
Median household income: $46,157
Total population: 12,929

24. Huntington, West Virginia

Median home value: $114,800 (2.9 times income)
Median household income: $39,066
Total population: 46,637

23. Canyon, Texas

Median home value: $198,600 (2.9 times income)
Median household income: $67,631
Total population: 15,089

22. Pittsburgh, Pennsylvania

Median home value: $171,800 (2.9 times income)
Median household income: $60,187
Total population: 303,843

21. Williamsport, Pennsylvania

Median home value: $136,400 (2.8 times income)
Median household income: $48,388
Total population: 27,755

20. Binghamton, New York

Median home value: $117,400 (2.8 times income)
Median household income: $42,031
Total population: 47,617

19. Pella, Iowa

Median home value: $240,100 (2.8 times income)
Median household income: $86,025
Total population: 10,556

18. Oneonta, New York

Median home value: $170,900 (2.7 times income)
Median household income: $62,188
Total population: 14,097

17. Syracuse, New York

Median home value: $117,900 (2.7 times income)
Median household income: $43,584
Total population: 146,134

16. Waverly, Iowa

Median home value: $211,000 (2.7 times income)
Median household income: $78,278
Total population: 10,399

15. Marshall, Missouri

Median home value: $137,100 (2.6 times income)
Median household income: $52,171
Total population: 13,687

14. Carnot-Moon, Pennsylvania

Median home value: $231,900 (2.6 times income)
Median household income: $89,573
Total population: 13,345

13. Charleston, Illinois

Median home value: $122,700 (2.6 times income)
Median household income: $47,533
Total population: 17,795

12. Tiffin, Ohio

Median home value: $123,600 (2.5 times income)
Median household income: $48,869
Total population: 17,894

11. Emporia, Kansas

Median home value: $125,200 (2.5 times income)
Median household income: $49,661
Total population: 24,118

10. Portales, New Mexico

Median home value: $124,000 (2.5 times income)
Median household income: $49,313
Total population: 12,085

9. Brent, Florida

Median home value: $106,500 (2.4 times income)
Median household income: $44,053
Total population: 22,969

4. University Heights, Ohio

Median home value: $209,800 (2.3 times income)
Median household income: $91,960
Total population: 13,649

3. Atchison, Kansas

Median home value: $113,900 (2.3 times income)
Median household income: $50,344
Total population: 10,834

2. Muncie, Indiana

Median home value: $88,000 (2.2 times income)
Median household income: $40,309
Total population: 65,167

1. Geneva, New York

Median home value: $123,100 (1.9 times income)
Median household income: $63,602
Total population: 12,670