Charming Homes Under $54K in This Cozy Community

The United States is filled with many beautiful communities and it can be hard deciding which one is best for you and your family. If you’re a fan of cozy communities with beautifully groomed yards, well maintained sidewalks and streets, and what you imagine to be near picture-perfect suburbia, bedroom communities with charming homes probably come to mind.

Hefty price tags may also come to mind when picturing these charming homes and these areas often seen out of reach. But this isn’t always the case. There are many picturesque places that are not only affordable, but there’s even one incredibly cute bedroom community where the median home price is less than $54,000.

To determine charming homes under $54k in this cozy community, Moms Who Think reviewed five-year data on median household value and median household income from the U.S. Census Bureau’s 2022 American Community Survey. Cities, towns, and Census-designated places were ranked based on the ratio of median home value to median household income.

Only places with at least 5,000 residents where at least 75% of workers 16 years and over commute outside the city for work that also lie within metropolitan statistical areas where the median home value is at least $300,000 were considered.

50. El Mirage, AZ

• Median home value: $246,800 (3.4 times income)
• Median household income: $72,134
• Total population: 35,652
• Metropolitan area:Phoenix-Mesa-Chandler, AZ

49. Wedgefield, FL

• Median home value: $367,000 (3.4 times income)
• Median household income: $107,446
• Total population: 8,277
• Metropolitan area: Orlando-Kissimmee-Sanford, FL

48. Myrtle Grove, NC

• Median home value: $366,100 (3.4 times income)
• Median household income: $108,363
• Total population: 12,093
• Metropolitan area: Wilmington, NC

47. Lockhart, FL

• Median home value: $230,800 (3.4 times income)
• Median household income: $68,658
• Total population: 15,017
• Metropolitan area:Orlando-Kissimmee-Sanford, FL

46. Whitmore Lake, MI

• Median home value: $256,500 (3.3 times income)
• Median household income: $76,653
• Total population: 7,911
• Metropolitan area: Ann Arbor, MI

45. Hollymead, VA

• Median home value: $398,300 (3.3 times income)
• Median household income: $119,079
• Total population: 8,740
• Metropolitan area: Charlottesville, VA

44. Murraysville, NC

• Median home value: $254,700 (3.3 times income)
• Median household income: $76,154
• Total population: 16,672
• Metropolitan area: Wilmington, NC

43. Town and Country, WA

• Median home value: $283,700 (3.3 times income)
• Median household income: $85,778
• Total population: 5,243
• Metropolitan area: Spokane-Spokane Valley, WA

42. Silver Lake, NC

• Median home value: $247,400 (3.3 times income)
• Median household income: $75,123
• Total population: 5,858
• Metropolitan area: Wilmington, NC

41. West Point, UT

• Median home value: $376,100 (3.3 times income)
• Median household income: $114,801
• Total population: 11,226
• Metropolitan area: Ogden, UT

40. Burton, SC

• Median home value: $189,200 (3.2 times income)
• Median household income: $58,390
• Total population: 7,603
• Metropolitan area:Hilton Head Island-Bluffton-Port Royal, SC

39. Finley, WA

• Median home value: $265,400 (3.2 times income)
• Median household income: $83,523
• Total population: 5,848
• Metropolitan area: Kennewick-Richland, WA

38. Cottonwood, CA

• Median home value: $286,600 (3.2 times income)
• Median household income: $90,231
• Total population: 5,893
• Metropolitan area: Redding, CA

37. Stansbury Park, UT

• Median home value: $394,500 (3.2 times income)
• Median household income: $124,551
• Total population: 10,512
• Metropolitan area:Salt Lake City-Murray, UT

36. West Richland, WA

• Median home value: $372,800 (3.2 times income)
• Median household income: $118,093
• Total population: 16,547
• Metropolitan area: Kennewick-Richland, WA

35. Silver Lakes, CA

• Median home value: $329,700 (3.1 times income)
• Median household income: $105,993
• Total population: 5,532
• Metropolitan area: Riverside-San Bernardino-Ontario, CA

34. Union Park, FL

• Median home value: $247,700 (3.1 times income)
• Median household income: $79,970
• Total population: 10,821
• Metropolitan area: Orlando-Kissimmee-Sanford, FL

33. Sarasota Springs, FL

• Median home value: $274,400 (3.1 times income)
• Median household income: $88,630
• Total population: 12,500
• Metropolitan area: North Port-Bradenton-Sarasota, FL

32. Greenbrier, TN

• Median home value: $290,500 (3.1 times income)
• Median household income: $94,280
• Total population: 6,954
• Metropolitan area: Nashville-Davidson–Murfreesboro–Franklin, TN

31. Bayshore Gardens, FL

• Median home value: $150,600 (3.1 times income)
• Median household income: $49,003
• Total population: 18,745
• Metropolitan area: North Port-Bradenton-Sarasota, FL

30. Homeland, CA

• Median home value: $168,400 (3.0 times income)
• Median household income: $55,467
• Total population: 6,221
• Metropolitan area: Riverside-San Bernardino-Ontario, CA

29. North Windham, ME

• Median home value: $273,300 (3.0 times income)
• Median household income: $90,604
• Total population: 5,525
• Metropolitan area: Portland-South Portland, ME

28. South Bradenton, FL

• Median home value: $130,300 (2.9 times income)
• Median household income: $44,347
• Total population: 25,471
• Metropolitan area: North Port-Bradenton-Sarasota, FL

27. Sandy Hook, CT

• Median home value: $434,400 (2.9 times income)
• Median household income: $148,750
• Total population: 9,604
• Metropolitan area: Bridgeport-Stamford-Danbury, CT

26. Cottage Grove, WI

• Median home value: $361,100 (2.9 times income)
• Median household income: $123,750
• Total population: 7,567
• Metropolitan area: Madison, WI

25. Marlboro Village, MD

• Median home value: $342,200 (2.9 times income)
• Median household income: $117,700
• Total population: 9,124
• Metropolitan area: Washington-Arlington-Alexandria, DC-VA-MD-WV

24. Ladson, SC

• Median home value: $213,900 (2.9 times income)
• Median household income: $74,020
• Total population: 15,298
• Metropolitan area: Charleston-North Charleston, SC

23. Cumberland Hill, RI

• Median home value: $342,900 (2.8 times income)
• Median household income: $120,365
• Total population: 8,866
• Metropolitan area: Providence-Warwick, RI-MA

22. Brunswick, MD

• Median home value: $295,900 (2.8 times income)
• Median household income: $104,700
• Total population: 7,781
• Metropolitan area: Washington-Arlington-Alexandria, DC-VA-MD-WV

21. White Meadow Lake, NJ

• Median home value: $423,000 (2.8 times income)
• Median household income: $151,327
• Total population: 9,223
• Metropolitan area: New York-Newark-Jersey City, NY-NJ

20. Elgin, TX

• Median home value: $237,600 (2.8 times income)
• Median household income: $85,014
• Total population: 10,043
• Metropolitan area: Austin-Round Rock-San Marcos, TX

19. Jordan, MN

• Median home value: $307,600 (2.8 times income)
• Median household income: $111,290
• Total population: 6,648
• Metropolitan area: Minneapolis-St. Paul-Bloomington, MN-WI

18. Lake Mohawk, NJ

• Median home value: $417,300 (2.8 times income)
• Median household income: $151,167
• Total population: 9,703
• Metropolitan area: New York-Newark-Jersey City, NY-NJ

17. Lake Monticello, VA

• Median home value: $272,300 (2.8 times income)
• Median household income: $98,848
• Total population: 10,834
• Metropolitan area: Charlottesville, VA

16. St. Paul Park, MN

• Median home value: $249,100 (2.7 times income)
• Median household income: $92,760
• Total population: 5,497
• Metropolitan area: Minneapolis-St. Paul-Bloomington, MN-WI

15. Ranson, WV

• Median home value: $214,300 (2.7 times income)
• Median household income: $80,242
• Total population: 5,497
• Metropolitan area: Washington-Arlington-Alexandria, DC-VA-MD-WV

14. Big Lake, MN

• Median home value: $266,600 (2.7 times income)
• Median household income: $100,188
• Total population: 11,857
• Metropolitan area: Minneapolis-St. Paul-Bloomington, MN-WI

13. Sangaree, SC

• Median home value: $196,900 (2.6 times income)
• Median household income: $74,343
• Total population: 8,680
• Metropolitan area: Charleston-North Charleston, SC

12. Hutto, TX

• Median home value: $279,800 (2.6 times income)
• Median household income: $105,743
• Total population: 29,498
• Metropolitan area: Austin-Round Rock-San Marcos, TX

11. Hopatcong, NJ

• Median home value: $284,600 (2.6 times income)
• Median household income: $107,670
• Total population: 14,411
• Metropolitan area: New York-Newark-Jersey City, NY-NJ

10. Edgewood, MD

• Median home value: $217,800 (2.5 times income)
• Median household income: $85,742
• Total population: 25,116
• Metropolitan area: Baltimore-Columbia-Towson, MD

9. Riverside, MD

• Median home value: $231,900 (2.5 times income)
• Median household income: $91,842
• Total population: 5,924
• Metropolitan area: Baltimore-Columbia-Towson, MD

8. Abingdon, MD

• Median home value: $350,200 (2.5 times income)
• Median household income: $141,384
• Total population: 5,111
• Metropolitan area: Baltimore-Columbia-Towson, MD

7. Pacheco, CA

• Median home value: $240,600 (2.4 times income)
• Median household income: $100,904
• Total population: 5,041
• Metropolitan area: San Francisco-Oakland-Fremont, CA

6. Camp Swift, TX

• Median home value: $142,600 (2.3 times income)
• Median household income: $61,586
• Total population: 6,908
• Metropolitan area: Austin-Round Rock-San Marcos, TX

5. Sharon Hill, PA

• Median home value: $138,000 (2.1 times income)
• Median household income: $66,378
• Total population: 5,976
• Metropolitan area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

4. Chester, PA

• Median home value: $80,800 (2.1 times income)
• Median household income: $39,193
• Total population: 33,048
• Metropolitan area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

3. Salem, NJ

• Median home value: $65,100 (1.9 times income)
• Median household income: $35,143
• Total population: 5,285
• Metropolitan area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

2. Federal Heights, CO

• Median home value: $95,300 (1.7 times income)
• Median household income: $56,316
• Total population: 14,173
• Metropolitan area: Denver-Aurora-Centennial, CO

1. Pembroke Park, FL

• Median home value: $55,300 (1.3 times income)
• Median household income: $41,875
• Total population: 6,266
• Metropolitan area: Miami-Fort Lauderdale-West Palm Beach, FL

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