College is an exciting time in a young adult’s life. Many are heading off on their own for the first time and there are many choices of where to go, from urban jungles with concrete campuses to sprawling rural sites. For those who opt for college towns, it’s a place that many feel can’t be beat. College towns are often more spirited than other campuses, springing to life with sporting events, restaurants, nightlife, and more.
College towns also maintain a strong sense of community, coupled with the vibrant youthful energy surrounding the area, that add to the overall appeal to living there. If this is something you enjoyed, and would like to recapture the vibe, you can discover affordable housing in these quaint college towns for under $88k.
To determine which quaint college towns offer most affordable housing, Moms Who Think reviewed five-year data on median household value and median household income from the U.S. Census Bureau’s 2022 American Community Survey.
Cities, towns, and Census-designated places were ranked based on the ratio of median home value to median household income. Only places with at least 10,000 residents where at least 15% of the population is enrolled in college or graduate school were considered.
50. Cape Girardeau, Missouri
- Median home value: $177,500 (3.4 times income)
- Median household income: $51,671
- Total population: 39,795
49. Middletown, Connecticut
- Median home value: $257,800 (3.4 times income)
- Median household income: $75,120
- Total population: 48,152
48. Waterville, Maine
- Median home value: $154,400 (3.4 times income)
- Median household income: $45,208
- Total population: 15,785
47. Moorhead, Minnesota
- Median home value: $234,300 (3.4 times income)
- Median household income: $68,680
- Total population: 44,443
46. Winona, Minnesota
- Median home value: $176,600 (3.4 times income)
- Median household income: $52,500
- Total population: 26,083
45. Elizabethtown, Pennsylvania
- Median home value: $220,100 (3.3 times income)
- Median household income: $66,640
- Total population: 11,805
44. Tahlequah, Oklahoma
- Median home value: $163,300 (3.3 times income)
- Median household income: $49,444
- Total population: 16,389
43. Duluth, Minnesota
- Median home value: $209,800 (3.3 times income)
- Median household income: $63,545
- Total population: 86,772
42. Maryville, Missouri
- Median home value: $162,100 (3.3 times income)
- Median household income: $49,144
- Total population: 10,691
41. Stevens Point, Wisconsin
- Median home value: $176,400 (3.3 times income)
- Median household income: $53,611
- Total population: 25,549
40. Champaign, Illinois
- Median home value: $191,200 (3.3 times income)
- Median household income: $58,273
- Total population: 88,628
39. Glassboro, New Jersey
- Median home value: $256,900 (3.3 times income)
- Median household income: $78,518
- Total population: 23,014
38. Kirksville, Missouri
- Median home value: $133,100 (3.2 times income)
- Median household income: $41,089
- Total population: 17,533
37. St. Peter, Minnesota
- Median home value: $217,400 (3.2 times income)
- Median household income: $67,255
- Total population: 12,039
36. Troy, New York
- Median home value: $177,100 (3.2 times income)
- Median household income: $54,837
- Total population: 51,268
35. Keene, New Hampshire
- Median home value: $221,400 (3.2 times income)
- Median household income: $69,381
- Total population: 22,907
34. Edwardsville, Illinois
- Median home value: $277,000 (3.2 times income)
- Median household income: $87,094
- Total population: 26,622
33. Plattsburgh, New York
- Median home value: $172,900 (3.1 times income)
- Median household income: $55,049
- Total population: 19,907
32. Kalamazoo, Michigan
- Median home value: $152,700 (3.1 times income)
- Median household income: $48,649
- Total population: 73,342
31. Indiana, Pennsylvania
- Median home value: $124,100 (3.1 times income)
- Median household income: $40,013
- Total population: 14,082
30. Lubbock, Texas
- Median home value: $181,600 (3.1 times income)
- Median household income: $58,734
- Total population: 258,190
29. Berea, Kentucky
- Median home value: $167,200 (3.1 times income)
- Median household income: $54,481
- Total population: 15,404
28. Bourbonnais, Illinois
- Median home value: $238,000 (3.1 times income)
- Median household income: $77,738
- Total population: 18,125
27. Normal, Illinois
- Median home value: $194,400 (3.0 times income)
- Median household income: $63,965
- Total population: 52,920
26. Macomb, Illinois
- Median home value: $103,800 (3.0 times income)
- Median household income: $35,064
- Total population: 15,207
25. Meadville, Pennsylvania
- Median home value: $136,200 (3.0 times income)
- Median household income: $46,157
- Total population: 12,929
24. Huntington, West Virginia
- Median home value: $114,800 (2.9 times income)
- Median household income: $39,066
- Total population: 46,637
23. Canyon, Texas
- Median home value: $198,600 (2.9 times income)
- Median household income: $67,631
- Total population: 15,089
22. Pittsburgh, Pennsylvania
- Median home value: $171,800 (2.9 times income)
- Median household income: $60,187
- Total population: 303,843
21. Williamsport, Pennsylvania
- Median home value: $136,400 (2.8 times income)
- Median household income: $48,388
- Total population: 27,755
20. Binghamton, New York
- Median home value: $117,400 (2.8 times income)
- Median household income: $42,031
- Total population: 47,617
19. Pella, Iowa
- Median home value: $240,100 (2.8 times income)
- Median household income: $86,025
- Total population: 10,556
18. Oneonta, New York
- Median home value: $170,900 (2.7 times income)
- Median household income: $62,188
- Total population: 14,097
17. Syracuse, New York
- Median home value: $117,900 (2.7 times income)
- Median household income: $43,584
- Total population: 146,134
16. Waverly, Iowa
- Median home value: $211,000 (2.7 times income)
- Median household income: $78,278
- Total population: 10,399
15. Marshall, Missouri
- Median home value: $137,100 (2.6 times income)
- Median household income: $52,171
- Total population: 13,687
14. Carnot-Moon, Pennsylvania
- Median home value: $231,900 (2.6 times income)
- Median household income: $89,573
- Total population: 13,345
13. Charleston, Illinois
- Median home value: $122,700 (2.6 times income)
- Median household income: $47,533
- Total population: 17,795
12. Tiffin, Ohio
- Median home value: $123,600 (2.5 times income)
- Median household income: $48,869
- Total population: 17,894
11. Emporia, Kansas
- Median home value: $125,200 (2.5 times income)
- Median household income: $49,661
- Total population: 24,118
10. Portales, New Mexico
- Median home value: $124,000 (2.5 times income)
- Median household income: $49,313
- Total population: 12,085
9. Brent, Florida
- Median home value: $106,500 (2.4 times income)
- Median household income: $44,053
- Total population: 22,969
4. University Heights, Ohio
- Median home value: $209,800 (2.3 times income)
- Median household income: $91,960
- Total population: 13,649
3. Atchison, Kansas
- Median home value: $113,900 (2.3 times income)
- Median household income: $50,344
- Total population: 10,834
2. Muncie, Indiana
- Median home value: $88,000 (2.2 times income)
- Median household income: $40,309
- Total population: 65,167
1. Geneva, New York
- Median home value: $123,100 (1.9 times income)
- Median household income: $63,602
- Total population: 12,670
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