Own a Home in This Vacation Community for $53,600

We’ve all done it. Gone on vacation, only to fall in love with where we’re staying and make plans for moving back someday. But then life gets in the way; we get busy, and our plans fall by the wayside, or we look at home prices only to realize our home-buying dreams were out of reach. Until now. Whether you’ve dreamt of moving to the beach, a lake property, or the mountains, these vacation communities have something affordable for everyone.

Methodology

To determine vacation communities with the most affordable homes, Moms Who Think reviewed five years of data on median household value and median household income from the U.S. Census Bureau’s 2022 American Community Survey.

Cities, towns, and Census-designated places were ranked based on the ratio of median home value to median household income. Only places with at least 500 residents where at least 40% of housing units are vacant for seasonal or recreational use were considered.

50. Casper Mountain, WY

• Median home value: $423,400 (3.0 times income)
• Median household income: $140,556
• Total population: 671

49. Long Lake, NY

• Median home value: $202,100 (3.0 times income)
• Median household income: $67,917
• Total population: 666

48. Saw Creek, PA

• Median home value: $196,500 (2.9 times income)
• Median household income: $67,331
• Total population: 4,071

47. Lake Carroll, IL

• Median home value: $285,400 (2.9 times income)
• Median household income: $99,297
• Total population: 758

46. Port O’Connor, TX

• Median home value: $256,600 (2.8 times income)
• Median household income: $91,150
• Total population: 791

45. Basye, VA

• Median home value: $241,900 (2.8 times income)
• Median household income: $86,028
• Total population: 1,341

44. Towamensing Trails, PA

• Median home value: $216,200 (2.8 times income)
• Median household income: $76,983
• Total population: 1,712

43. Port Austin, MI

• Median home value: $147,100 (2.8 times income)
• Median household income: $53,125
• Total population: 667

42. Big River, CA

• Median home value: $128,200 (2.7 times income)
• Median household income: $47,222
• Total population: 1,028

41. Fawn Lake Forest, PA

• Median home value: $211,300 (2.7 times income)
• Median household income: $78,036
• Total population: 667

40. Caseville, MI

• Median home value: $142,900 (2.7 times income)
• Median household income: $52,917
• Total population: 674

39. Lake Waynoka, OH

• Median home value: $226,400 (2.7 times income)
• Median household income: $84,063
• Total population: 1,103

38. Cordry Sweetwater Lakes, IN

• Median home value: $283,300 (2.7 times income)
• Median household income: $105,673
• Total population: 1,328

37. The Galena Territory, IL

• Median home value: $291,300 (2.6 times income)
• Median household income: $112,250
• Total population: 1,606

36. Cleora, OK

• Median home value: $199,600 (2.6 times income)
• Median household income: $77,604
• Total population: 1,508

35. Blue Ridge Shores, VA

• Median home value: $232,900 (2.6 times income)
• Median household income: $90,938
• Total population: 666

34. Mountain Lakes, NH

• Median home value: $150,800 (2.6 times income)
• Median household income: $59,107
• Total population: 597

33. Lakes of the North, MI

• Median home value: $158,300 (2.5 times income)
• Median household income: $62,179
• Total population: 1,031

32. Old Forge, NY

• Median home value: $335,200 (2.5 times income)
• Median household income: $132,645
• Total population: 573

31. Geneva-on-the-Lake, OH

• Median home value: $115,600 (2.5 times income)
• Median household income: $45,755
• Total population: 1,085

30. Conneaut Lakeshore, PA

• Median home value: $169,000 (2.5 times income)
• Median household income: $67,063
• Total population: 1,933

29. Wells, NY

• Median home value: $189,700 (2.5 times income)
• Median household income: $75,583
• Total population: 571

28. Smallwood, NY

• Median home value: $157,400 (2.5 times income)
• Median household income: $63,909
• Total population: 666

27. Sylvan Beach, NY

• Median home value: $118,400 (2.5 times income)
• Median household income: $48,125
• Total population: 856

26. Bass Lake, IN

• Median home value: $170,300 (2.4 times income)
• Median household income: $70,110
• Total population: 1,018

25. Woodridge, NY

• Median home value: $167,900 (2.4 times income)
• Median household income: $70,313
• Total population: 936

24. Saybrook-on-the-Lake, OH

• Median home value: $144,600 (2.4 times income)
• Median household income: $61,094
• Total population: 1,112

23. Sand Lake, MI

• Median home value: $109,100 (2.4 times income)
• Median household income: $46,250
• Total population: 1,178

22. Lake Medina Shores, TX

• Median home value: $132,000 (2.3 times income)
• Median household income: $56,200
• Total population: 532

21. Chokoloskee, FL

• Median home value: $213,000 (2.3 times income)
• Median household income: $91,080
• Total population: 1,061

20. Oak Run, IL

• Median home value: $267,300 (2.3 times income)
• Median household income: $117,375
• Total population: 673

19. Caroga Lake, NY

• Median home value: $114,700 (2.3 times income)
• Median household income: $50,565
• Total population: 577

18. Elsah, IL

• Median home value: $187,500 (2.3 times income)
• Median household income: $83,125
• Total population: 629

17. Pocono Pines, PA

• Median home value: $211,100 (2.2 times income)
• Median household income: $95,833
• Total population: 654

16. Rangeley, ME

• Median home value: $105,600 (2.2 times income)
• Median household income: $48,026
• Total population: 568

15. Round Top, NY

• Median home value: $199,000 (2.1 times income)
• Median household income: $94,353
• Total population: 663

14. Wallenpaupack Lake Estates, PA

• Median home value: $185,700 (2.1 times income)
• Median household income: $90,408
• Total population: 1,075

13. Lake Michigan Beach, MI

• Median home value: $163,800 (2.0 times income)
• Median household income: $81,023
• Total population: 918

12. Chippewa Park, OH

• Median home value: $118,000 (2.0 times income)
• Median household income: $58,661
• Total population: 650

11. Pymatuning Central, PA

• Median home value: $116,200 (2.0 times income)
• Median household income: $58,068
• Total population: 2,325

10. Daufuskie Island, SC

• Median home value: $290,400 (2.0 times income)
• Median household income: $146,349
• Total population: 569

9. St. Helen, MI

• Median home value: $76,000 (2.0 times income)
• Median household income: $38,445
• Total population: 2,822

8. Legend Lake, WI

• Median home value: $160,700 (1.9 times income)
• Median household income: $86,563
• Total population: 1,530

7. Atlanta, MI

• Median home value: $68,000 (1.8 times income)
• Median household income: $38,000
• Total population: 576

6. Thunderbird Bay, TX

• Median home value: $76,700 (1.8 times income)
• Median household income: $43,750
• Total population: 766

5. Indian Lake, MO

• Median home value: $182,400 (1.7 times income)
• Median household income: $105,108
• Total population: 1,000

4. Salome, AZ

• Median home value: $116,600 (1.5 times income)
• Median household income: $79,745
• Total population: 708

3. Lake Colorado City, TX

• Median home value: $90,200 (1.4 times income)
• Median household income: $65,000
• Total population: 903

2. Desert Edge, CA

• Median home value: $53,600 (1.4 times income)
• Median household income: $38,668
• Total population: 3,715

1. Buffalo, IN

• Median home value: $137,800 (1.1 times income)
• Median household income: $120,333
• Total population: 776

The image featured at the top of this post is ©Patrick Mark Stofanak III/Shutterstock.com.