You Can Buy a Home in This Mountain Town for Less Than $50,000

Do you dream of living off-grid or simply away from the hustle and bustle of the city or even suburbia? Perhaps the mountains are calling you’re name. If the siren song of a quiet life in a quiet mountain town is drawing you in, we can help you find a new place to call home — at a relatively affordable rate. In fact, you can grab a home in one of these mountain towns for a reasonable $114,000.

To determine the most affordable mountain towns, Moms Who Think reviewed five-year data on median household value and median household income from the U.S. Census Bureau’s 2022 American Community Survey. Cities, towns, and Census-designated places were ranked based on the ratio of median home value to median household income. Only places with at least 500 residents where at least 5% of housing units are vacant for seasonal or recreational use that intersect a mountain were considered. Mountain spatial boundaries are from the GMBA Mountain Inventory v2 of EarthEnv.

50. Ridgecrest, California

• Median home value: $224,600 (2.6 times income)
• Median household income: $85,872
• Total population: 28,118

49. Steele Creek, Alaska

• Median home value: $309,900 (2.6 times income)
• Median household income: $118,934
• Total population: 6,542

48. Cumberland, Maryland

• Median home value: $119,500 (2.6 times income)
• Median household income: $45,915
• Total population: 19,041

47. White Sulphur Springs, West Virginia

• Median home value: $122,000 (2.6 times income)
• Median household income: $47,292
• Total population: 2,707

46. Scranton, Pennsylvania

• Median home value: $125,700 (2.6 times income)
• Median household income: $48,776
• Total population: 76,119

45. Apple Mountain Lake, Virginia

• Median home value: $310,200 (2.6 times income)
• Median household income: $120,539
• Total population: 1,584

44. Cobleskill, New York

• Median home value: $168,800 (2.6 times income)
• Median household income: $65,610
• Total population: 4,152

43. Deltana, Alaska

• Median home value: $267,700 (2.5 times income)
• Median household income: $105,250
• Total population: 2,059

42. Lakemont, Pennsylvania

• Median home value: $118,600 (2.5 times income)
• Median household income: $46,840
• Total population: 1,511

41. Pulaski, Virginia

• Median home value: $137,400 (2.5 times income)
• Median household income: $55,213
• Total population: 8,982

40. Keyser, West Virginia

• Median home value: $115,400 (2.5 times income)
• Median household income: $46,724
• Total population: 4,879

39. Nice, California

• Median home value: $170,600 (2.4 times income)
• Median household income: $69,653
• Total population: 2,389

38. Mount Union, Pennsylvania

• Median home value: $93,600 (2.4 times income)
• Median household income: $38,382
• Total population: 2,130

37. Middlesborough, Kentucky

• Median home value: $87,000 (2.4 times income)
• Median household income: $35,798
• Total population: 9,383

36. Whitehall, New York

• Median home value: $96,400 (2.4 times income)
• Median household income: $40,294
• Total population: 2,166

35. Lewistown, Pennsylvania

• Median home value: $86,500 (2.4 times income)
• Median household income: $36,166
• Total population: 8,522

34. Hinton, West Virginia

• Median home value: $85,400 (2.4 times income)
• Median household income: $35,735
• Total population: 2,167

33. Gorham, New Hampshire

• Median home value: $132,800 (2.4 times income)
• Median household income: $55,845
• Total population: 2,043

32. Jenkins, Kentucky

• Median home value: $61,300 (2.3 times income)
• Median household income: $26,500
• Total population: 1,862

31. La Vale, Maryland

• Median home value: $168,200 (2.3 times income)
• Median household income: $73,778
• Total population: 4,351

30. Powells Crossroads, Tennessee

• Median home value: $146,100 (2.3 times income)
• Median household income: $64,100
• Total population: 1,686

29. Ellenville, New York

• Median home value: $172,700 (2.2 times income)
• Median household income: $77,125
• Total population: 4,213

28. Berlin, New Hampshire

• Median home value: $93,200 (2.2 times income)
• Median household income: $41,638
• Total population: 9,485

27. Olyphant, Pennsylvania

• Median home value: $132,200 (2.2 times income)
• Median household income: $60,120
• Total population: 5,372

26. Richwood, West Virginia

• Median home value: $68,000 (2.2 times income)
• Median household income: $30,962
• Total population: 2,567

25. Altoona, Pennsylvania

• Median home value: $110,700 (2.2 times income)
• Median household income: $50,435
• Total population: 43,821

24. Warm Springs, Oregon

• Median home value: $129,200 (2.2 times income)
• Median household income: $59,167
• Total population: 2,453

23. Old Forge, Pennsylvania

• Median home value: $156,300 (2.2 times income)
• Median household income: $71,615
• Total population: 8,506

22. Neah Bay, Washington

• Median home value: $137,500 (2.2 times income)
• Median household income: $63,750
• Total population: 1,081

21. Metlakatla, Alaska

• Median home value: $163,900 (2.1 times income)
• Median household income: $78,750
• Total population: 1,437

20. Marlinton, West Virginia

• Median home value: $82,000 (2.1 times income)
• Median household income: $39,643
• Total population: 1,139

19. Bluefield, West Virginia

• Median home value: $94,400 (2.1 times income)
• Median household income: $45,854
• Total population: 9,619

18. Saltville, Virginia

• Median home value: $84,900 (2.1 times income)
• Median household income: $41,339
• Total population: 2,085

17. Bowling Green, Maryland

• Median home value: $119,100 (2.0 times income)
• Median household income: $59,773
• Total population: 1,102

16. Parsons, West Virginia

• Median home value: $88,600 (1.9 times income)
• Median household income: $45,729
• Total population: 1,524

15. Dannemora, New York

• Median home value: $130,900 (1.9 times income)
• Median household income: $67,778
• Total population: 3,373

14. McClure, Pennsylvania

• Median home value: $119,100 (1.9 times income)
• Median household income: $62,667
• Total population: 1,171

13. Patrick Springs, Virginia

• Median home value: $99,500 (1.9 times income)
• Median household income: $52,548
• Total population: 2,204

12. Renovo, Pennsylvania

• Median home value: $54,400 (1.9 times income)
• Median household income: $28,750
• Total population: 1,081

11. Cumberland, Kentucky

• Median home value: $59,900 (1.8 times income)
• Median household income: $32,716
• Total population: 2,390

10. Covington, Virginia

• Median home value: $80,100 (1.8 times income)
• Median household income: $45,737
• Total population: 5,722

9. Westernport, Maryland

• Median home value: $83,500 (1.6 times income)
• Median household income: $50,938
• Total population: 1,993

8. Springville, Virginia

• Median home value: $65,700 (1.6 times income)
• Median household income: $41,250
• Total population: 1,017

7. East Carbon, Utah

• Median home value: $80,700 (1.5 times income)
• Median household income: $52,554
• Total population: 1,441

6. Atkins, Virginia

• Median home value: $66,300 (1.5 times income)
• Median household income: $43,318
• Total population: 1,028

5. King Cove, Alaska

• Median home value: $118,200 (1.5 times income)
• Median household income: $79,844
• Total population: 1,108

4. Searles Valley, California

• Median home value: $78,000 (1.4 times income)
• Median household income: $54,013
• Total population: 1,716

3. Desert Edge, California

• Median home value: $53,600 (1.4 times income)
• Median household income: $38,668
• Total population: 3,715

2. Hays, Montana

• Median home value: $63,600 (1.3 times income)
• Median household income: $49,423
• Total population: 1,095

1. Johnstown, Pennsylvania

• Median home value: $40,000 (1.2 times income)
• Median household income: $33,466
• Total population: 18,429

The image featured at the top of this post is ©Sahani Photography/Shutterstock.com.